Two weeks ago I talked with one fabrication shop owner who has what last year would have been considered an unusual problem. Bankers were lined up, eager to give the small business owner a loan--only he didn’t need one. Work is coming in the door, but it’s mostly small jobs, nothing to warrant a huge expansion.

That’s a real-life example of the glass-half-empty adage: Bankers are eager to lend you money, unless you need it.
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